Specialised finance for
co-living investors.
Co-living and rooming house properties don't fit standard lender policy. We know which lenders genuinely understand this asset class, how they assess rental income and what structures work for both serviceability and long-term scaling.
Designed for clients in this exact spot.
- Investors buying their first co-living or rooming house property
- Existing portfolio owners adding specialised stock
- Borrowers whose bank declined a multi-tenant deal
- Investors considering NDIS-aligned or SDA-style accommodation
A clear path from first call to settled.
- 01
Strategy & asset review
We talk through the property type, location, expected rental income and your portfolio goals.
- 02
Lender policy match
We identify lenders that accept co-living rental assessments and the structure you want to use.
- 03
Pre-approval
We secure pre-approval so you can negotiate or bid with certainty.
- 04
Application & settlement
We manage valuation nuances, lender questions and settlement coordination.
- 05
Portfolio scaling
Ongoing strategy to keep adding properties without hitting a serviceability wall.
Borrowing Power Calculator
Get a realistic picture of what lenders may let you borrow based on your income, expenses and commitments.
Talk to us about your co-living & rooming house finance situation.
Complimentary, no obligation. We'll listen first, give you a clear view of your options, and only suggest a next step if there's a genuinely good one.
Book a strategy session